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CGEGIS 1980 MCQ, 1) What is the contribution per month in respect of, an employee under senior account officers in, department of post’ cadre?, a) 60, b) 120, c) 30, d) none, , 2) Central Govt. Employees Group Insurance, Scheme, 1980 will not apply to persons recruited, under the Central Govt. after attaining the age of?, (a)40 years, (b)45 years, (c)50 years, (d) none
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3) Central Govt. Employees Group Insurance, Scheme, 1980 is not applicable to?, (i)Govt. servants working in Railways, (ii)Govt. servants working in Department of Posts, iii)Govt. servants working in Defence Civil, Establishments, (iv)Govt. servants of the Armed and Para-Military Forces, a) I iii and iv, b) I and iv, c) iii, d) iv, , 4) Canteen employees covered under the CGEGIS, 1980 from...?, a) 01.10.1991, b) 01.04.1982, c) 01.01.1982, d) none
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5) who is sponsored for cgegis ????, a) central government, b) state government, c) both, d) none, , 6) choose incorrect ??, a) All the employees who had entered Central, Government Service after 1st November,1980 will be, compulsorily covered under the scheme from the date, b) it came into force, i.e. from 1st January,1981, c) none, d) both
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7) Re-employed Defence personnel availing of the, extended insurance cover under the Group Insurance, Scheme applicable to the members of Armed Forces, shall be eligible to become members of this Scheme, until expiry of the extended insurance cover., a) true, , b) false, , 8) in which form Once people have entered the, central government service, they have to apply for, this scheme through the to the head of office.??, a) form 1, b) form 2, c) form 3, d)form 4
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9) choose incorrect ???, a) There are two types of funding patterns associated, with the CGEGIS. The first type is insurance fund. The, second type is savings fund., b) The ratio in which a portion of the state government, employees salary is allotted for the insurance, and savings funds is 3:7, c) both, d) none
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10) choose correct >>>???, a) Each contribution to the insurance fund earns, interests at a certain rate specified by the central, government., b) interest rate is compounded quarterly., c) The Department of economic affairs manages every, aspect of the CGEGIS from the beginning to end of this, scheme for every employee of the central government, offices., d) all the above, , 11) Central government employees obtain ….. by, assigning their accumulation in the saving fun and, the insurance cover., a) car loan, b) housing loan, c) a and b, d) none
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12) insurance cover 60000rs will be avail to whome, ??, a) level 1 to 5, b) level 6 to 9, c) level 6 to 8, d) level 10 and above
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13) choose correct ?, a) On Resignation insurance cover of the group to, which he belongs and the Amount of subscription, credited to the Savings Fund along with interest thereon, will be paid to the employee., , b) on Retirement insurance cover of the group to which, he belongs and the Amount of subscription credited to, the Savings Fund along with interest thereon will be paid, to the employee., , c) on death Amount of insurance cover of the group to, which he belongs on the date of death and the, accumulation in Savings Fund will be paid to his, nominee/heirs., d) all the above
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14) If an employee dies before he was enrolled as a, member(i.e. between the date of his joining service, and the following 1st January??, a) his nominee forfeited claim ., b) only the insurance amount will be paid to the, nominee/heirs., c) only the saving amount will be paid to the, nominee/heirs., d) b and c both
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15) choose incorrect??, a) The amount of subscription is eligible for Income Tax, Rebate u/s 88 of IT Act., b) A portion of the subscription is credited to Insurance, Fund and the other portion to the Savings Fund in the, ratio of 6:14, c) both, d) none
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16) choose correct ?, a) A member of theCentral Government Employees, Group Insurance Scheme, 1980 can not simultaneously, be a member of any other Group Insurance Scheme., (b) Insurance Cover will be paid to the families/heirs of, those employes who die due to any cause,including, suicide, while in service., c) both, d) none
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17) choose correct ??, a) Dues recoverable by Government from members of, the scheme shall be adjusted from the amounts payable, under the scheme., b) In the case of a missing employee insurance cover, will be paid after the expiry of a period of seven years, even the date of superannuation of the missing, employee falls before the expiry of seven years., c) both, d) none
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18) on the basis of individual's subscription, reduced by the cost of insurance at mortality rate of, ….. per …… per annum., a) 6.30 and hundred, b)3.60 and thousand, c) 6.30 and thousand, d) 3.60 and hundred
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19) If an 'employee' is on extraordinary leave and, there is no payment of his salary /wage for any, period his subscriptions for the months for which no, payments of salary/wage are made to him shall be, recovered with interest rounded to ???, a) the next higher rupee, b) the nearest whole rupee, c) franction less than 50 ignored and more than 50, rounded to whole, d) none of above
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20) If an employee proceeds on deputation or on, foreign service the …..shall be requested to effect, the recovery of the subscription and credit the same, to the relevant head of account., a) no recovery in such cases, b) lending authority, c) borrowing authority, d) employee
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21) It will not ordinarily be permissible to finance the, 'scheme from the General/Contributory Provident, Fund. However, if at any stage the position of an, individual member does not permit him to subscribe, to the 'scheme' and to the General/Contributory, Provident Fund at the same time, he may be, permitted to make, as a separate transaction a, ……… withdrawal from the General/Contributory, Provident Fund of an amount equivalent to, a………….subscription paid for the 'scheme'., a) non refundable and three months, b) refundable and three months, c) refundable and one year, d) non refundable and one year
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22) If an 'employee' retires on attaining the age of, superannuation or otherwise ceases to be in Central, Govt. Service and his service book discloses that he, has been the member of the 'scheme', the ……. shall, issue a sanction for the payment of the member's, accumulation in the Savings Fund after obtaining a, simple application in Form No……, a) head of audit office and 4, b) head of office and and 2, c) head of division and 2, d) head of office and 4
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23), , Choose incorrect ??, , a) The subscription shall be recovered every month, including the month in which the employee' ceases to be, in employment on account of retirement, death,, resignation, removal ,etc., from service., b) The Drawing and Disbursing Officer shall not recover, the subscription from the employees irrespective of their, being on duty, leave or suspension., c) No interest shall be levied on arrears of subscription if, the non recovery is due to delayed payments of, salary/wage, d) all the above
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24) what is not included in guidelines if The amount, payable to the nominees/heirs of a member of the, 'scheme', who dies while in service??, a) The amount of appropriate insurance to which he was, entitled at the time of his death., b) the amount due to him out of the Savings Fund for the, entire period of his membership in the lowest Group, c) the amount or amounts due to him for the additional, units by which his subscription was raised on each, occasion due to appointment/promotion to higher Group, for the period from which the rate of subscription was, raised to the date of his death., d) none, 25) The working of the' scheme' will be reviewed ….., to ensure that the 'scheme' remains self financing, and self supporting., a) every year, b) every five years, c) every three years, d) none
